Carlos Montoya is the Managing Director at Samuel A. Ramirez & Co., Inc., a position he has held since September 2022. Based in the United States, Carlos brings extensive experience in the investment banking sector. Prior to his current role, he served as Vice President at Caine Mitter & Associates Incorporated from October 2016 to March 2022. His career also includes a significant tenure at Merrill Lynch, where he was a Director from November 1994 to March 2016. Carlos began his professional journey as a Postdoctoral Researcher at Michigan State University from April 1993 to November 1994.